Association
Health Plans

Health plans tailored to meet the needs of companies in your industry.

What Are Association Health Plans?

An Association Health Plan (AHP) is a group health insurance option that lets small to mid-sized businesses benefit from the cost savings of large group coverage. While AHPs have been around for a while, recent regulations have made it even easier for businesses to join forces based on profession, industry, or location. Essentially, AHPs allow smaller employers to tap into the more affordable large-group health insurance market, which typically is only available to much larger companies. Here at Capital Benefit Group, we also refer to our AHPs as "Health Trusts".

Why You Should
Consider an Association Health Plan?

Flexible

Unlike one-size-fits-all group plans, AHPs let members pick the health coverage that makes the most sense for their needs. They can choose from many more plan options and leave out the things they don't need.

More Affordable

Traditional group insurance can be costly and unpredictable due to annual premium hikes. AHPs allow associations to spread risk, giving better budget control while still offering valuable benefits.

Easier to Manage

Managing some traditional group plans can be complex and time-consuming. AHPs like our Health Trusts are managed by a qualified agency like us. This significantly reduces the burden on your company.

Exclusive

Offering an AHP gives companies exclusive access to benefits that result in higher employee retention. Companies are often more likely to join and stay with an association that offers exclusive access to the benefits that come with AHPs.